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Income Protection Insurance

Income Protection Insurance is a policy that pays out should you be incapacitated and unable to work as a result of illness or injury. It pays a proportion of your lost earnings giving you the opportunity to focus on recovery and not worry about paying the bills.

While an Income Protection Policy will cover most illnesses that prevent you from working, it is important to note that it does not cover you if you are made redundant.

The cost of your policy will be determined by several factors that are personal to you. These will include:

  • Occupation
  • The amount of income you want covered
  • Age
  • Health (Including pre-existing conditions)
  • Smoker Status
  • BMI
  • The term you wish to set your policy for

There is no fee for advice in respect of Income Protection as this is covered by the provider. You are welcome to contact me to discuss Income Protection with no cost to you or obligation to take out a policy.

Other Protection Products You May Want to Consider

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